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However, most insurers in the UK consider vape and e-cigarette smokers meaning youll pay a higher premium than a non-smoker

This is the standard number in the USA and many other places

In addition, access to such information also has the potential to help smokers take proactive measures to improve their HRQOL

How can moral hazard on that scale be allowed to persist with something especially thats as lethal as tobacco

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At its heart, every bottle contains a carefully crafted blend of vegetable glycerin (VG), propylene glycol (PG), flavorings, and your choice of nicotine strengthincluding nicotine-free options for those who vape purely for flavor