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how do insurance companies test for tobacco use Industry survey insights: The impact of tobacco, alcohol, and drug on anti-selection The Chewing Tobacco Life Insurance

Name: how do insurance companies test for tobacco use Industry survey insights: The impact of tobacco, alcohol, and drug on anti-selection The Chewing Tobacco Life Insurance
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Using a modified ITT approach, 21.1% of participants completely switched from combusted cigarettes to the research product at Week 6, lower than values reported by Caponnetto et al