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ACA's tobacco surcharges reduce smokers' insurance take up, but do not increase smoking cessation, study finds Yale News Tobacco Surcharges Tobacco Cessation M3 Insurance Insurance surcharge on smokers unfair, critics contend PSA: All TMs are marked as tobacco users and financially penalized as the default. You must change this during open enrollment if you are not a tobacco user. : r Target Health Insurance Surcharge Has Vapers Fuming ABC News ThinkTank New Wave of Lawsuits Target Health Plan Tobacco Surcharges
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