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How do insurers know if you smoke? Will they STALK you? Do Life Insurance Companies Test for Nicotine? Life Ant what are insurance companies smoking : r motorcycle Top 5 Life Insurance Questions Smokers Ask IIf you start smoking after purchasing an insurance policy, your existing coverage will generally remain valid, and your claims wont be automatically rejected. However, insurance companies expect Life Insurance for Smokers and Tobacco Users (Insider Tips)
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