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How Smoking Affects Your Health Insurance Premiums William Rademacher Agency, Inc. Smoking and Health Care Costs Life Insurance for Smokers: How to Find Affordable Coverage Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. # Here's How Smokers Can Obtain The Best, Cheap Life Insurance I am happy to announce that SB 630 has been signed into law! Studies show that punitive surcharges discourages tobacco users from enrolling in health insurance rather than encouraging them to quit.
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