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Hiding tobacco use from your insurance provider is a fast track to a rejected claim. If you use tobacco, keep these 3 rules in mind before buying term insurance:, 1 Total Disclosure: You must Is Vaping Considered Smoking for Insurance Purposes? EINSURANCE Hidden Costs: The Economic Burden of Cigarette Smoking on U.S. Healthcare Spending ASH > Action on Smoking & Health Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. # The 'Social Smoker' Penalty: Why Occasional Puffs Can Spike Your Insurance Premiums by 50% The secret of smoking tobacco and health insurance Blog by Tickertape

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