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It is important to provide accurate information related to tobacco use when initially speaking with an agent and completing your application for life insurance

And they often make bad ones

it would send its readers, many of them the sort who claim to be distrustful of fiction, arcing further into speculative and strange territory, finding their way to the works of Lynda Barry, Kelly Link, Karen Russell, and on and on

It's no secret that smoking wreaks havoc on your body

Nicotine on a cigarette filter Captions are provided by our contributors

Helpful links Quit Tobacco There are two ways to get help to quit smoking from specially trained counselors: Call the Delaware Quitline by phone at 1-866-409-1858 or visit QuitSupport.com