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How To Process ACH Unauthorized Debits And Stop Payment Returns Option:Self-Paced | On-Demand Recording You will learn how toUnauthorized Debits and Stop Payments Learn the current rules and processing requirements Recent ACH rule changes attempt to stop fraud by updating requirements for statements of unauthorized debits. Consumer receivers in ACH may have debit items returned to the originator if they were not properly authorized or if the consumer has revoked their authorization. You need to understand the current requirements for those returns, the Written Statement of